What is fee-only financial planning, and why is it beneficial?

Fee-only financial planning means that we are compensated directly by our clients through a transparent, flat fee and do not earn commissions or incentives from product sales. This structure ensures that our recommendations are solely in your best interest, free from conflicts of interest. You can trust that our advice is unbiased and aligned with your unique financial goals.

Read more about fee-only planning in our blog post.

How do you tailor your services for tech professionals, healthcare professionals, business owners, and retirees?

We specialize in helping individuals with complex financial lives—whether you’re a tech professional managing equity compensation, a healthcare provider navigating student loans and practice decisions, a business owner focused on tax strategy and growth, or a retiree planning for a confident transition into retirement. Our experience with these unique challenges allows us to offer personalized, tax-focused planning that supports your goals at every stage.

What is included in comprehensive financial planning?

Our comprehensive financial planning covers all aspects of your financial life, from tax preparation and investment management to retirement planning, risk management, and estate planning. We take a holistic approach, ensuring that every aspect of your finances works together to support your short- and long-term goals.

Want to learn more about our services? Learn More

What’s the difference between financial planning and investment management?

Financial planning takes a big-picture approach to your financial life, encompassing budgeting, tax planning, retirement, and more. Investment management, on the other hand, focuses specifically on building and managing an investment portfolio aligned with your risk tolerance and goals. We provide both services as part of our flat-fee structure to offer a seamless experience.

How do you approach tax planning and preparation?

We integrate tax planning and preparation into your financial strategy, identifying tax-saving opportunities and ensuring compliance. For entrepreneurs, this often includes analyzing business structure, deductions, and credits; for tech professionals, it may involve strategies around stock options and bonuses. Our goal is to help you minimize your tax burden and keep more of your hard-earned income.

What is the process for working with you?

Our process starts with an initial consultation to understand your goals and current financial situation. We then create a personalized financial plan tailored to your needs. From there, we provide ongoing support, with regular reviews and adjustments to keep your plan aligned with your evolving goals. Whether it’s a career change, a new business venture, or other life events, we’re here to guide you through.

Want to learn more about our process? Learn More

Why do you charge a flat fee instead of a percentage of assets?

A flat fee structure provides clarity and predictability, allowing you to budget for our services without worrying about hidden fees or changing costs. This approach also ensures that our focus is on your overall financial success rather than just the size of your investment portfolio.

Want to learn more about the fee? Learn More

What can I expect from my first meeting?

Your first meeting with us is all about getting to know you. We’ll discuss your financial goals, any current challenges, and how we can help. This is also an opportunity for you to ask questions and learn about our approach. There’s no obligation to commit, and we aim to provide value from day one, helping you determine if we’re the right fit.

Do you work with clients outside of the Raleigh, NC, and Tampa, FL, area?

Yes! While we have offices in Raleigh, NC and Tampa, FL where we can meet in-person, we primarily meet virtually for your convenience. This is especially suited for tech professionals, health care professionals, and business owners who often have busy or flexible schedules. We utilize secure and reliable technology to ensure that your information is always safe and accessible.