Simplified Financial Planning for a Complex World
Fortitude Wealth
Our Fortitude Wealth service is designed to adapt to your life as it evolves, guiding you through each stage of your financial journey. Think of us as your dedicated partner in wealth-building, helping you navigate everything from major life decisions to the finer details of your finances.
What’s Included
Financial Planning: Budgeting, cash flow management, savings goals, and goal setting.
Investment Advice: Portfolio analysis, strategic asset allocation, and investment selection.
Tax Strategy: Proactive tax planning. From stock options to tax-efficient business strategies, we help you keep more of what you earn.
Retirement Planning: 401(k), IRA, pension analysis, withdrawal strategies, and income forecasting.
Estate & Legacy Planning: Will/trust review, beneficiary planning, wealth transfer strategies.
Insurance Analysis: Risk management, life, disability, and long-term care insurance review.
Business & Executive Planning: Small business financial structuring, tax strategies, succession planning.
Ongoing Support: Unlimited access via meetings, phone, and email.
Optional Add-Ons for a Complete Financial Solution
Tax Preparation and Advanced Tax Planning
Annual Tax Return Preparation: Comprehensive and hassle-free, ensuring you’re compliant while maximizing available deductions.
Investment Management
We provide personalized investment management that is aligned with your goals and risk tolerance.
With a diversified and well-monitored portfolio, you can feel confident your investments are working in harmony with your financial plan.
How It Works
Our integrated approach lets you personalize your financial planning experience. With a comprehensive plan as the foundation, you have the flexibility to add tax preparation and/or investment management services to meet your unique needs. We’re here to create a solution that aligns with your goals and lifestyle.
Below, you’ll find our foundation process and the ongoing process after the foundation has been laid.
How Much It Costs
Our fee structure is straightforward and based on the complexity of your financial situation. For new clients, we charge a flat annual fee starting at $6,000. This comprehensive fee includes optional tax preparation and investment management services at no additional cost, giving you the flexibility to choose the level of support that best fits your needs.
After our second consultation, we’ll provide you with a clear, customized quote. You can choose to pay the annual fee either monthly or quarterly, in arrears, whichever suits your cash flow best. Payments are made via ACH from your bank account or directly from your investment accounts.
We review your fee every two years to ensure it continues to align with any changes in your financial circumstances, adjusting as needed to provide consistent, high-quality service.
Disclaimer: The Fortitude Wealth annual fee ranges from $6,000 to $40,000 annually. The fee will be decided upon based on the complexity and the needs of the clients and will not exceed the industry standard of 2% of gross income or net worth.
Momentum
Momentum is designed to help you take the first step toward greater financial clarity. Over the course of three hours of focused appointment time, we’ll dive into the financial topics that matter most to you—whether it’s equity compensation, cash flow, taxes, or planning for what’s next.
Momentum is an opportunity to get your most pressing questions answered while experiencing our approach firsthand. It’s a powerful way to jumpstart the planning process and determine if an ongoing partnership through our Fortitude Wealth service is the right fit for your needs.
What’s Included
Goal-Oriented Planning: Debt management, student loan repayment, home purchase planning.
Cash Flow Optimization: Budgeting, savings allocation, and expense planning.
Investment Management: Portfolio review, 401(k) allocation, investment recommendations.
Risk Management: Insurance needs assessment and employer benefits analysis.
Tax Strategy: Simplified tax-saving recommendations.
How It Works & Cost
Once the client agreement has been executed, you’ll receive up to 3-hours (typically over the course of two meetings) of deep-dive financial consultation that covers up to 3 financial topics of your choice, which may include investments, tax planning, retirement, estate planning, or major life transitions.
Fee: $1,950 (Credit available if transitioning to the Fortitude Wealth within 30 days).
